Except in California, Pet Insurance policies are underwritten by United States Fire Insurance Company (NAIC #21113), a Delaware insurance company headquartered at 305 Madison Ave., Morristown, New Jersey 07962. In California, Pet Insurance policies are underwritten by Spinnaker Insurance Company (NAIC #24376), an Illinois entity whose mailing address is P.O. Box 1466, Portsmouth, NH 03802. Pet Insurance policies are sold and administered by adoro Pet Insurance Services LLC (“adoro”), CA License #6017280 (NPN 21701720), 3120 139th Ave SE, Suite 500, Bellevue WA 98005. adoro is a licensed insurance agency, not an insurer, and receives compensation based on the premiums for the insurance policies it sells. Email: info@adoropet.com.